How does a seller and lender subsidized to one buy down sound? First year 4.35 Second year 5.375 A roughly $17,000 subsidy in the first two years. What an opportunity for this stunning home in Serrano This showplace is situated in the gated community of Serrano. A Tri Pointe built home that offers the perfect blend of convenience & comfortable living. Prime location, with shopping & Bass Lake nearby. This 2,592 sq ft hm features 4 bedrooms, 4 baths w/over $100k in upgrades; OWNED SOLAR, HomeSmart(r) tech, chef's kitchen, professionally landscaped low maintenance backyard, finished garage, prewired for EV, tankless water heater. The main level lives like a single story w/a full bedroom & full bath & a Primary suite that boasts a luxurious soaking tub, dual vanities, & spacious walk-in closet. The gourmet chef's kitchen features soft-close cabinets, quartz countertops, GE caf appliances & lg walk-in pantry. Plantation shutters, LVP flooring-this home is model-like! HomeSmart(r) technology offers the ultimate in modern convenience, allowing you to control remotely. Upstairs find a spacious loft & landing area & two bedrooms await, each offering its own unique retreat. One bedroom features an en-suite bathroom.